Privacy Policy
Last Updated: July 25, 2026
Privacy Policy for Cicil Emas - Perhitungan Emas Simulasi
Thank you for using Cicil Emas - Perhitungan Emas Simulasi, developed by SpellApp.
Your privacy is important to us. This Privacy Policy explains how our application collects, uses, and protects information when you use the app.
Information We Collect
1. Non-Personal Information
The application may automatically collect certain non-personal information, including but not limited to:
- Device type and model
- Operating system version
- Language settings
- App version
- Anonymous usage statistics
- Crash reports
This information helps us improve the performance, stability, and user experience of the application.
2. Advertising Data
Our application may display advertisements through third-party advertising partners. These partners may collect limited information, such as:
- Advertising Identifier (Advertising ID)
- Approximate location (based on IP address)
- Device information
- Ad interaction data
This information is used solely to provide relevant advertisements and measure advertising performance.
Gold Price and Simulation Data
The application provides gold installment and gold ownership simulations based on user input and gold price information obtained from publicly available or third-party sources.
Features available in the application may include:
- Gold installment simulation
- Down payment calculation
- Monthly installment estimation
- Gold weight calculation
- Gold savings projection
- Gold price reference
- Profit and value estimation
The simulation results are estimates for educational and informational purposes only. They should not be considered financial, investment, or legal advice.
While we strive to provide accurate and up-to-date information, we do not guarantee the accuracy, completeness, or timeliness of the displayed gold prices or simulation results.
Users are encouraged to verify gold prices and financing terms directly with official gold retailers or financial institutions before making any financial decisions.
User Data
To provide application features, the application may locally process information such as:
- Simulation history
- Saved calculations
- Favorite simulation settings
- User preferences
Unless explicitly stated, this information is stored locally on the user's device and is not transmitted to our servers.
Permissions
Depending on your device and Android version, the application may request limited permissions necessary for:
- Internet access (to retrieve the latest gold prices and application content)
- Network state (to optimize data loading)
The application does not access your contacts, photos, microphone, camera, or location unless explicitly stated in future updates.
Third-Party Services
Our application may use third-party services, including but not limited to:
- Google AdMob
- Google Play Services
- Firebase Analytics
- Firebase Crashlytics
These services may collect information according to their own privacy policies.
Data Security
We implement reasonable security measures to protect information processed by the application. However, no method of electronic storage or internet transmission is completely secure.
Children's Privacy
This application is not directed toward children under the age of 13. We do not knowingly collect personal information from children.
If you believe a child has provided personal information, please contact us so appropriate action can be taken.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be reflected by updating the "Last Updated" date at the top of this page.
We encourage users to review this Privacy Policy periodically.
Contact Us
If you have any questions or suggestions regarding this Privacy Policy, please contact us:
Developer: SpellApp Email: support@kuissaldo.com